BORROW UP TO
$1,500!​
Canada's Fastest, Easiest Loans
5-Minute Application With No Credit Check​
5 Star Ratings on Google
5/5
What Our Customers Have To Say
Emma
Emma
Quick, and easy. Helpful staff great customer service I highly recommend over others 👍
James
James
The service was quick and customer service representatives were helpful and friendly.
Sophie
Sophie
Very professional, respectful and quick to answer questions or concerns.
Lily
Lily
Friendly and easy to use. The lady who helped me with all my questions was very helpful. The process went smooth and quick.
Olivia
Olivia
Customer service today was great answered all my questions and was great helping me with my banking issues.
Clara
Clara
First time using this company. Extremely fast service and no hassles. I highly recommend them!
Grace
Grace
Friendly fast and efficient. Great company to deal with and the application is straightforward.
Jack
Jack
I was in a real pinch. This was fast, easy and I got the funds I need quick. Sure beats any of those other services in Canada.
Ethan
Ethan
Fast, convenient and easy to get a hold of customer team! Best place for when you need them.
Daniel
Daniel
Very quick online application and very friendly customer service.
3 Easy Steps
1. Apply Online

Easy & Secure application with step by step guidance.

2. Get Approved

Fast loan approval process that only takes minutes.

3. Get Your Money

E-mail money transfer within 30* minutes after approval.

All Types of Income Accepted

At Focus Cash Loans, we accept many types of income, including employment, benefits, and pensions. Apply now for fast and convenient loan service!

Employment Income
Child Tax Credit Benefits
Unemployment Insurance
Private Disability Insurance
CPP & Private Pension
Workers Compensation
Why Get a Loan from Focus Cash Loans?
Trusted Lender Since 2008

For the past 12 years, we have been helping Canadians to meet their short term financial needs.

Apply Online Anytime 24/7

Don’t stand in line, apply for a payday loan 24/7 from the convenience of your own home or office.

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks. We have personalized approach to every loan application.

Instant Interac
e-Transfers

Don’t wait days, receive funds within minutes of being approved with the convenience of Interac e-Transfers.

No Hidden Fees Or Charges

100% transparency, when you get a payday loan from us, there are no hidden fees or extra hidden charges.

GET UP TO $1,500!​
Download Our Mobile App Now​

Get 24/7 access to your account from anywhere with our free mobile loan app by signing up.

Fastest E-Transfer Payday Loans in Canada 24/7 with No Documents to Fax and No Credit Check

In today's fast-paced world, Canadians need quick and reliable financial solutions to address unexpected expenses or cash flow problems. E-transfer payday loans from Focus Cash Loans offer a simple, convenient, and hassle-free solution to help Canadians manage their financial needs, even with bad credit. Our fully online application process, instant approval, and email money transfer make it easier than ever to access the funds you need when you need them most.

What Are E-Transfer Payday Loans?

E-transfer payday loans are short-term loans that can be applied for and approved entirely online. These loans are designed to help borrowers cover urgent expenses until their next payday. Focus Cash Loans offers e-transfer payday loans with a simple and streamlined application process, allowing Canadians to access funds with no credit check and receive their loan amount via email money transfer.

Benefits of E-Transfer Payday Loans with Focus Cash Loans

1: Fast and Convenient Online Application Process

Our online application process is available 24/7, enabling you to apply for an e-transfer payday loan anytime, anywhere in Canada. With no need to visit a physical location or submit any documents via fax, you can complete the application from the comfort of your home.

2: Instant Approval and No Credit Check

Focus Cash Loans understands that not everyone has perfect credit, so we offer e-transfer payday loans with no credit check, ensuring that Canadians with bad credit, no credit, or past bankruptcies can still access the funds they need. Our instant approval process means you'll know if you're approved within minutes of submitting your application.

3: Email Money Transfer for Fast Funding

Once your e-transfer payday loan is approved, you'll receive the funds via email money transfer, usually within 30 minutes. This ensures that you have access to the money you need as quickly as possible, helping you address your financial challenges with ease.

4: Flexible Loan Amounts and Repayment Options

Focus Cash Loans offers e-transfer payday loans ranging from $100 up to $1,500, depending on your income and eligibility. You can repay your loan on your next payday or choose an installment repayment plan of up to 62 days if you qualify, giving you the flexibility to manage your loan effectively.

E-Transfer Payday Loan Eligibility Requirements

To qualify for an e-transfer payday loan from Focus Cash Loans, applicants must meet the following requirements:

  • Be 19+ years old
  • Have a reachable phone number
  • Receive income from Employment, EI, Worker's Compensation, CPP, or Private Disability
  • Have a bank account where their income is deposited
    Meet the minimum income requirement of $1,200 per month
E-Transfer Payday Loans Across Canada

Focus Cash Loans is proud to serve Canadians from coast to coast, offering e-transfer payday loans to residents of Alberta, BC, Ontario, Ottawa, Vancouver, Toronto, and Hamilton. Our online platform allows you to access our payday loan services from anywhere in Canada, ensuring that you have the financial support you need when you need it most.

E-Transfer Payday Loans for Unexpected Expenses

E-transfer payday loans are ideal for covering unexpected expenses, such as medical bills, car repairs, or emergency home maintenance. With fast approval and convenient email money transfer, you can access the funds you need to address these urgent costs without delay.

Responsible Borrowing and Repayment

While e-transfer payday loans offer a convenient solution for short-term financial needs, it's essential to borrow responsibly and ensure you can repay the loan on time. Focus Cash Loans encourages borrowers to review their loan agreement carefully and make sure that the loan due dates match their payday to avoid any potential issues.

How to Apply for an E-Transfer Payday Loan with Focus Cash Loans

Applying for an e-transfer payday loan with Focus Cash Loans is easy and hassle-free. Simply follow these steps:

  • Visit our website and complete the online application form.
  • Provide basic personal and employment information, without any invasive questions.
  • Receive instant approval based on your banking activity.
  • Access your personal customer page to track your application progress.
  • Upon approval, receive the loan amount via email money transfer, usually within 30 minutes.

Get the Financial Help You Need with E-Transfer Payday Loans

In conclusion, e-transfer payday loans from Focus Cash Loans offer a fast, convenient, and hassle-free way for Canadians to access funds when they need them most. With our easy online application process, instant approval, and email money transfer, you can overcome your financial challenges and get back on track.

Don't let bad credit or urgent expenses hold you back. Apply for an e-transfer payday loan with Focus Cash Loans today and experience the difference our services can make in your financial journey.

FAQ: E-Transfer Payday Loans from Focus Cash Loans

E-transfer payday loans are short-term loans that can be applied for and approved entirely online. They are designed to help borrowers cover urgent expenses until their next payday. Focus Cash Loans offers e-transfer payday loans with a simple and streamlined application process, allowing Canadians to access funds with no credit check and receive their loan amount via email money transfer.

Yes, Focus Cash Loans offers e-transfer payday loans for borrowers with bad credit, no credit, or past bankruptcies. We do not conduct credit checks and approve applicants based on their banking activity.

Upon approval, you will receive the funds via email money transfer, usually within 30 minutes. This ensures that you have access to the money you need as quickly as possible.

Focus Cash Loans offers e-transfer payday loans ranging from $100 up to $1,500, depending on your income and eligibility.

Yes, our online application process is available 24/7, enabling you to apply for an e-transfer payday loan anytime, anywhere in Canada.

Yes, our application process is entirely digital and available 24/7, with no need to scan, email, or fax documents. Instant banking verification is integrated into the process.

Loan fees for e-transfer payday loans are $15 for every $100 borrowed, with interest rates (APR) varying based on the repayment period.

Loans must be repaid on the borrower's next payday or via an installment repayment plan of up to 62 days, if qualified. Loan repayment occurs through a bank account debit on the due date, which should correspond with the borrower's payday.

While Focus Cash Loans strives to approve as many applicants as possible, applications can be denied for reasons such as new bank accounts with no activity, multiple NSFs, or paycheques not deposited into a bank account.

Yes, Focus Cash Loans is proud to serve Canadians from coast to coast, offering e-transfer payday loans to residents of Alberta, BC, Ontario, Ottawa, Vancouver, Toronto, and Hamilton. Our online platform allows you to access our payday loan services from anywhere in Canada.