It takes around 30* minutes for us to make a decision on your loan application during business hours.
Once approved, you should receive an E-mail Transfer transfer in 30* minutes.
At Focus Cash Loans, we accept many types of income, including employment, benefits, and pensions. Apply now for fast and convenient loan service!
We have been helping Canadians to meet their short term financial needs for the past 12 years.
Fill out our easy online loan application form and borrow up to $1500 instantly!
We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.
Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.
If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.
When you get a payday loan from us, there are no hidden fees or extra hidden charges.
Get 24/7 access to your account from anywhere with our free mobile loan app by signing up.
How do payday loans work?
Payday loans are designed to help you with emergency or unexpected expenses. If you need a quick loan, but don’t want the hassle of dealing with your bank, online payday loans are here to help. Payday loan is the fastest and easiest way to get you the cash you need.
How do I qualify for a payday loan?
Qualifying for a payday loan is pretty easy. If you are currently employed, or receiving unemployment insurance (EI), CPP, Private Pension or Private Disability Insurance and get paid by a direct deposit to your account, you qualify. Your net income should be at least $1,200 per month. We do not run credit checks, we only look at your banking account activity.
How many payday loans can I have?
You can have as many payday loans as you are able to pay. As long as you have sufficient funds on your payday for our loan to clear, and meet our lending requirements, having other loans/payday loans will not disqualify you from getting a loan from Focus Cash Loans.
How to apply for a payday loan?
Applying for a payday loan is very easy and fast. All you need is to fill out our online payday loan application form. You do not need to fax or email any documents. We have completely digitized our loan application process.
We provide online payday loans among others in the following provinces & cities:
Ontario (Toronto, Ottawa, Hamilton, Kitchener, London, Oshawa, Windsor, Barrie, Guelph, Kingston), British Columbia (Vancouver, Victoria, Kelowna, Abbotsford, White Rock, Surrey, Langley, Coquitlam, Burnaby), Alberta (Calgary, Edmonton, Red Deer, Lethbridge, Fort McMurray, Medicine Hat).
Looking for a short term loan that that is easy to qualify and easy to apply for? If you are in need of fast cash, Focus Cash Loans is here for you. With Focus Cash Loans you can borrow up to $1,500 deposited into your bank account in a matter of minutes! Apply online from your mobile device or a laptop. Our company has been providing 24/7 instant online e-transfer payday loans in Canada since 2008.
What makes Focus Cash Loans different from all those other lenders is our ability to provide excellent all-around service. We make the application process quick and easy, and our friendly staff are here to help you every step of the way. With the ability to put through an application from the comfort of your own home, or work in a matter of minutes, applying is simple and convenient. There is no more need to worry about missed payments, NSF fees, or unexpected expenses because Focus Cash Loan has you covered. If you run out of money before your next payday, you can simply apply online and be approved for a loan the same day!
Don’t hesitate, click the “Apply Now” button and fill out our online application. It couldn’t be easier! You don’t need to scan, fax or email your documents. We have completely digitized our loan application & loan approval process. We have a personalized approach to every loan application that we receive. We approve almost everybody who meets our simple requirements. And yes, we do not run credit checks!
[Alberta Residents: Maximum charges permitted in Alberta for a payday loan: $15.00 per $100.00 lent. We charge: $15.00 per $100.00 lent. For a $300.00 loan for 14 days: Total cost of borrowing = $45.00. Annual Percentage Rate = 391.07%. This information meets the requirements of the Consumer Protection Act. Payday loans are a form of high-cost credit. Payday Loans Business Licence number: 327008] [British Columbia Residents: Maximum charges permitted in BC for a payday loan: 15% of the principal. We charge: 15% of the principal. For a $300.00 loan for 14 days: Total cost of borrowing = $45.00. Total to be repaid = $351.00. Annual Percentage Rate = 391.07% This information meets the requirements of the Business Practices and Consumer Protection Act. Licence Number 50034] [Ontario Residents: Maximum Allowable Cost per $100.00 Borrowed: $15.00. Our Cost per $100.00 Borrowed: $15.00. Example: Your $500 loan for 14 days Your $500.00 loan for 14 days. Amount Advanced: $500.00 Total Cost of Borrowing: $75.00 APR: 391.07% Total You Repay: $575.00 This poster is required under the Payday Loans Act, 2008 Licence Number 4716299]
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